There are several ways you can obtain some money quickly, however if you need to know the fastest ways to obtain money you should already have a plan in mind before you make any rash decisions. While not all options are available to everybody, the majority of people are able to find that one of these options is perfect for helping them obtain the money that they need. One of the largest and commonly used is the payday advance which is widely available to most loan applicants. If you find that you are in a huge hurry to obtain money you may miss some of these options, but knowing that they exist is important.
One of the most popular ways to obtain money is of course using a credit card for a cash advance. This can be a bit difficult for some consumers, but it tends to be a very simple solution. If you have a bill to pay and need access to money quickly it can often be the best solution. With the ability to swipe your credit card at a large number of places it can provide you quick access to cash. However, the interest rates for cash advances on the card can be extremely expensive, plus many credit cards have a limit of how much cash you can use from the available balance making the amount available quite small, but it is a helpful option at times.
Borrowing money from your family and friends might not be the dream solution to you, but it is something that is available. If you have the option of borrowing money from people it can lower the amount of interest you are often paying, but at the same time it can often cause strain in a relationship if something happens and you are unable to pay the money back quickly. It is typically best to avoid this solution because of the potential problems, but if it is your only option it can be a good way to obtain cash cheaply.
A payday advance is generally one of the best options available. It allows users to borrow money until their next payday by simply writing a check to the lender. This allows the vast majority of consumers to easily qualify for the loans and can make it much simpler to obtain than many other forms of money. A payday advance can be applied for in as little as 5 minutes, and the money is deposited very quickly if you are applying online, or you could receive the cash instantly if you are applying at a neighborhood lender. This makes payday advances by far one of the best options for obtaining money the fastest with no hard feelings amongst family.
The major downside of payday advances is the interest rates that are charged. While family and friends might charge very small amounts if any interest, a payday advance will generally require $15 or so for each $100 that you borrow. This can become extremely expensive, but frequently is less expensive than any alternative expenses that you might encounter. For example, a late charge on a credit card could easily run $35, and a NSF charge from your bank could also easily run $35. You can see how quickly a payday advance could be a very reasonably priced option that you can afford.